"“Free”-market capitalism always ends in monopoly." This is because the capitalists control the creation of money for profit. As Aristotle pointed out money plays two roles:

1. An exchange medium for facilitating economic activity (it is just money)

2. An instrument of power capable of dominating the market (the hidden hand)

So, the question is, how can we change the system to retain the first role and eliminate the latter? To do this we must understand the monetary system we have. There are 3 characteristics of the current monetary system that bestows power on the undeserving.

1. It systematically concentrates wealth to the wealthiest (plus compounding interest)

2. It is capable of being hoarded (withheld from the economy for speculation)

3. It has superior liquidity to goods and services

Hoarding large amounts of money gives one the power to disrupt the economy for their own benefit, as Charles Koch, Bloomberg, Bill Gates and other politically active billionaires have done. This power to disrupt also enables hoarders of money to demand the payment of interest as a tribute to their allowing some money to circulate. Any discussion of changing the monetary system requires a discussion of governance, asking who rules? Such a change will require a political intervention to change the rules that allow the undeserving elite to rule. monetaryalliance.org