I so grateful to see so many people talking about the money system. There is no more important one at this time, it has been kept secret by "public incredulity" for too long. The problem is the privatized monetary system. One good place to learn more is at monetaryalliance.org
We often romance the history we weren't there to experience. There have been some independent community banks that operated that way in the past but the joke was one self-serving the big banks which were practicing usury, creating money, so they didn't want to be seen as being powerful except in the back rooms. They harnessed the nation to a central bank they controlled in 1913. But they understand their position depends on keeping the people fooled so schools and media were put in service to their interests.
The Pujo Committee of 1912 proved and diagramed the ownership network that showed the JP Morgan banking empire owned and controlled every industry in the country. The money had been the issue since before it precipitated the revolution against the Bank of England, which we won militarily but lost monetarily in the post war power struggle.
Money was the nation's central political issue until 1913 but came back when they crashed the economy precipitating the largest transfer of wealth in the nation's history as the Pecora Commission revealed. In fact the system crashes every 10 years or so to do the same, its not a boom and bust business cycle, its a pump and dump monetary cycle. Despite all this the bankers enjoy immunity from prosecution and have increased their abuse of the Money Power as Jared described here .
It is time to change the system or we're toast. The criminals come and go but this debt-based monetary system has lived for centuries getting bigger, uglier, and meaner every year. The solution has been in the wings the whole time, legislation to do it was even introduced to Congress as late as 2011, the NEED Act, and yet most people have no idea this struggle exists. We cannot afford to let this continue, not when we have the ability to change the system and create an Economics of Care in one year. The only reason we have not done this is lack of agreement.