The problem is that all our money is issued as interest-bearing debt by the commercial banking system and they only invest 20% of the loans (money) they create in real wealth production, the rest goes to speculation which inflates asset prices and creates nothing of value. Making unearned income off of money is the sin called usury, an extraordinarily efficient form of violence by which one does the most damage with the least effort. It has been so normalized over the last 300+ years. Debt is a form of slavery that transfers wealth from the many to the few. The sysrem seeks to maximize profits regardless of morals and ethics which is why wars are so popular among the financial elite. That system creates ever more suffering for living organisms and is destroying our ability to survive on this planet. One would think that intelligent people would understand the futility in paying debt with more debt. "..the biggest secrets are kept secxret by public incredulity." Money should be issued publicly as an asset, an instrument for paying off debt. monetaryalliance.org