The rule? You have not explain what rule you are talking about and if you think the NEED Act doesn’t describe the process I don’t know what to tell you, perhaps read it? In any case, we proposed a simple rule change, basically that the banks should stop violating International Financial Reporting Standards (IFRS) wherein one can only record and report transactions, not create assets and liabilities in the process. I agree, the current system is grossly in violation of the Constitution, Article I Section 8. http://www.iicpa.com/publications/publications.html As for “regulating the value of foreign coin” is in regards to its exchange with our own, thus not immoral. Every nation must protect the value of their money.